I love to get people out of debt. It's my passion. I believe it's one of the most helpful things I as an attorney, can do for a client.
• In person appointments are suspended until further notice.
• I schedule appointments by phone, Zoom, Google Duo, Facebook chat and Facetime
• Hearings and Creditors Meetings are also by tele-conference or Zoom
Yes, we must qualify to file a Chapter 7 Bankruptcy, or Straight Bankruptcy, or Liquidation Bankruptcy.
In most cases, you can also keep all your property, your house, your car, your home furnishings, your jewelry. You must call me to find out what you can keep and what you might not be able to hang on to.
Chapter 13 has a qualification test as well, it's simple, can you pay your bills? And do you have to or do you want to?
It sounds like a simple test. However, what if you're in that in-between place where if you file a chapter 7 bankruptcy you might lose your home but if you file a chapter 13 in order to try to save your home but you don't make enough money? You might need a Realtor.
Lawyer David Nelson can also help with wage garnishment, bank account levies, money judgments, collection agency and creditor harassment, reaffirmation agreements, and avoiding judgment liens.